Basic Life & AD&D Insurance

Life Insurance and Accidental Death & Dismemberment (AD&D) coverage help protect your loved ones in the event of your death or serious injury.

BASIC  LIFE  INSURANCE

The City of Glendale provides Life and Accidental Death and Dismemberment (AD&D) insurance to regular full time status employees working at least 30 hours per week, at no cost to the employee through Ochs Inc. | A Securian Financial Company.

The full coverage is equal to one times your annual earnings rounded to the nearest one thousand dollars. Accidental dismemberment coverage is a percentage of the full coverage amount. An accelerated benefit may be available when a terminal illness is diagnosed, and waiver of premium may apply upon disability.

Spouse and/or Dependent Child Life is also provided at no cost for a legally married spouse and eligible children (up to age 26) covered on any of our healthcare plans (medical, dental, and/or vision) on a policy amount of $1,000 each.

• Life Insurance Beneficiary Form
• Life Insurance Coverage Summary

Commuter Insurance

All employees who work at least 20 hours or more per week are covered under a Commuter life insurance policy in the amount of $200,000 paid for by the City of Glendale.

Premiums are paid by the City of Glendale

• Beneficiary Form 

Supplemental Life

You can add to your Basic Life coverage by purchasing Supplemental Life and AD&D Insurance at competitive group rates. You pay 100% of the premium with after tax earnings through payroll deduction.

Similar to an individual life insurance policy, this coverage is subject to underwriting. You are required to provide health information to the life insurance company to use in making their decision.

• Life Insurance Evidence of Insurability (EOI) Form

If an employee becomes terminally ill, they may be eligible to receive up to 100% of their combined Basic and Supplemental Life Insurance to a maximum of $1,000,000. 

SUPPLEMENTAL COVERAGE COST






Downloadable Supplemental Life Insurance Calculator - excel

How Much Life Insurance Do You Need?
To estimate your insurance needs, use the online calculator with Ochs Inc. | A Securian Financial Company: How much Life Insurance do I need? 

Newly Eligible for Supplemental Life Coverage?
In the first 31 days of your initial eligibility, you have an opportunity to purchase up to $300,000 in employee supplemental coverage and up to $50,000 in spouse supplemental coverage with no medical history statement.